Resources to help finance your business

There are lots of financial professionals available. Take some time to find one that’s right for you.

They can help you to:

• maintain your books
• create and stick to a budget
• monitor your cash flow
• decide on things like buying equipment, expanding your business, and leasing or buying a commercial space

Consider using these professionals:

• Accountant – to help with your business financial needs like preparing financial statements, managing your tax and providing you with financial and business advice.
• Bookkeeper – to keep track of your day-to-day financial transactions, look after your banking, chase overdue payments, pay wages and prepare some financial statements.
• Business activity statement (BAS) agent – to help you prepare and lodge your BAS so you get it right the first time. They're registered professionals who are specialists in their field. You can find registered BAS agents on the Tax Practitioners Board (TPB) register.

If you're in financial difficulty, a financial counsellor can help you manage your affairs in the short-term and plan for the future. Financial counsellors provide a free, confidential and independent service.

Rural financial counsellors

If you have a rural business and you’re dealing with financial hardship, the Rural Financial Counselling Service (RFCS) may be able to help. It’s a free service and counsellors can visit your farm or business.

Some advisory services offer free or low cost advice with finances.

Search for a business adviser near you.

Find financial support in your state or territory.